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🇧🇷 German Pension Refund for Brazilian Citizens

Have you worked in Germany and contributed to the pension system there? If you’re a Brazilian citizen now living outside the EU, you could be eligible to claim a significant refund on your contributions—without battling German paperwork or waiting forever.

 
Our team in Berlin has helped Brazilians get their pension money back since 2015, and our support is fully online, quick, and friendly.

⭐⭐⭐⭐⭐ Over 950 verified five-star reviews in just 3 years

Serving Brazilians since 2015 
Average payout for Brazil: €24,800  
8-week processing time
No German bank account needed

All refunds processed by licensed German law firm via escrow—full security for every client. 
Pay nothing unless your refund is successful

✅ Support in English, German, and Portuguese

 

Trusted by the Brazilian community since 2015.

✅ Can Brazilians Really Claim a Refund?

 

Most Brazilians who worked in Germany are eligible to reclaim their pension contributions if:


- You’re a Brazilian citizen (not a dual EU citizen)
- You worked in Germany for less than 5 years (under 60 months total)
- At least 24 months have passed since your last German pension payment
- You live outside the European Union and United Kingdom

 

Brazil’s agreement with Germany makes this possible. If you’re unsure, use our free eligibility check and get a clear answer from our team—no charge, no risk.

💸 How Much Do Brazilians Usually Get?

 

Our Brazilian clients typically receive around €24,800 back—sometimes more, depending on your work history and salary.

Your refund may include:


- 100% of all mandatory pension contributions paid from your salary in Germany
- 50% of voluntary contributions (including freelance or self-employed work)
- Any adjustments due to divorce settlements (if applicable)

The pension contribution rate is 9.3% of gross salary (up to €8,050/month in 2025). Only income up to this cap is counted for your refund.

🕒 How Fast Is the Refund Process?

- With our help: Most Brazilian applicants get their full refund in about **8 weeks**  
- If you do it yourself: The process can take more than 9 months—and may get delayed with German bureaucracy

We’ve streamlined every step:


- Our Berlin-based lawyers communicate directly with the German pension authority (DRV)
- All paperwork, translations, and troubleshooting are handled for you
- Secure transfer via law firm escrow

🏦 How Will I Receive My Money?

 

No German bank account needed! Your refund is paid into a secure escrow account operated by a German law firm, and then transferred to the account of your choice—in Brazil, or anywhere worldwide.  
We minimize transaction and currency conversion fees, and can pay to an account held in your name or even a family member’s name.

✈️ Can I Move Back to Germany or Europe?

 

Yes—claiming your refund is for past contributions only. If you move back for work or study, a new pension account will be created for your new employment. This refund does not impact your ability to return or get a new visa.

📄 What Documents Are Needed?

- Brazilian passport  
- German pension insurance number (Versicherungsnummer)  
- Deregistration certificate (Abmeldebescheinigung) if available

Lost a document? We’ll help you recover it or find an alternative. Not deregistered when leaving Germany? No worries, we will deregister you now. 

🤝 What Does It Cost?

With us, you never pay anything until your refund is in your hands. Our 9.75% success fee covers everything:

- ✅ Complete legal processing, escrow transfers, and paperwork
- ✅ All required translations
- ✅ Personal support in English or German
- ✅ VAT and every admin expense—no surprises

No upfront payments, no hidden costs. You’re only charged after you receive your pension refund—guaranteed.

Get started in less than 5 minutes—no risk, no upfront payment.

👥 Brazilian Success Story


"I found Germany Pension Refund on Google, and the whole process was handled for me. It took less than two months, and the money arrived exactly as promised—no stress, no endless paperwork. Highly recommend for anyone in Brazil who worked in Germany."  
Rafaela C., São Paulo

“Tudo perfeito! Recebi meu reembolso em menos de dois meses, sem complicação nenhuma. Recomendo!” 
Mateus S., São Paulo

“Recebi todo meu reembolso em pouco tempo, sem nenhuma dor de cabeça. Recomendo muito!”  
— Natalia B., São Paulo

❓ Frequently Asked Questions

Why can't I get a German pension refund if I hold Italian, Spanish, or another EU citizenship—even if I never worked there?


If you hold citizenship in any EU country (such as Italy, Spain, Portugal, etc.), you cannot receive a German pension refund—even if you have never lived or worked in that EU country.  
This is because, once you claim your EU citizenship, you are automatically registered with that country’s pension authority. All EU pension authorities are interconnected and share data with the German pension office. When you submit a refund application, the German authorities check your citizenship status and see that you hold EU citizenship. By law, this makes you ineligible for a pension refund before reaching German retirement age—even if your only time in the EU was in Germany.

Tip: If you are considering applying for another EU citizenship, it’s often best to claim your German pension refund first—then complete your citizenship process.


How do I know if I have 60 months of contributions?


In Germany, even one day of work in a month counts as a full month for pension. Add up all the months you worked, including periods of unemployment or parental leave—if it’s under 60, you’re likely eligible.

 

 

When can I go back to Europe after applying for a refund?


You can start working in Europe the day after your refund claim is submitted. What matters is your eligibility at the time you apply.

 

How much does the service cost?

 

Our service fee is 9.75% of your refunded amount—covering VAT, legal, and admin expenses. You pay nothing upfront, and only after your refund is transferred to your account. No hidden fees—ever.

Is a German bank account required?


No. Your refund goes first to a German law firm’s escrow account, then is wired anywhere you wish, in your chosen currency. 

 

To guarantee a smooth transfer to your local account in BRL, please provide the following information: 

 

- Beneficiary full account name

- Beneficiary CPF (11 digits)

- Beneficiary mobile phone no.     
- Beneficiary IBAN (29 digits)
- Bank SWIFT      
- Bank branch code (3 digits)                          


How quickly will I get my refund?

With us, most Brazilians receive their refund within 8 weeks.  
If you file yourself, expect long waits and possible paperwork delays.

🇧🇷 Recent 5-Star Reviews from Brazilian Clients

Here are the latest 10 five-star reviews from Brazilians who successfully reclaimed their German pension contributions through us.

Helena Vitorino

5 out of 5 stars

NOV/19/2025

I couldn't be more satisfied

I couldn't be any happier with the services by Germany Pension Refund. I received all the support, they are very responsive and they guide you through the whole process, so everything is well managed and you don't have headaches with bureaucracy of the German system.

Julia was my agent, and she explained everything and gave me support any time I needed. My whole process took around 3 months, and I couldn't be more satisfied. Highly recommend!

Read on

5 out of 5 stars

MAY/27/2025

Process was super smooth

Excellent company! I'd recommend them to everyone.
The process was super smooth and all the German bureaucracy was dealt by them.

Read on

5 out of 5 stars

FEB/06/2025

Great, fully recommended!

Working with Christian from GPR was great. From the beginning, he explained the whole process to me and kept updating me along the way until the money was returned. Fully recommended!

Read on

5 out of 5 stars

NOV/10/2025

Only 2 months

Excellent team. The whole process only took 2 months. I had a great experience.

Read on

5 out of 5 stars

MAR/18/2025

Organized, timely, accurate

I really recommend this service.
They helped to get my pension refund in an organized and timely way. Communication was very accurate and friendly.

Read on

Felipe Augusto da Silva

5 out of 5 stars

JAN/07/2025

Simple without any issues

Great service and customer support (in English). I had a great experience with this company and recommend it for everyone. My Pension refund process was very simple without any issues and in the informed timeframe.

Read on

5 out of 5 stars

SEP/02/2025

Excellent experience

I had an excellent experience with Germany Pension Refund. The entire process was smooth, transparent, and fast. Thank you!

Read on

5 out of 5 stars

FEB/13/2025

Very happy, strongly recommend!

I strongly recommend the company services! The whole process for getting my pension refunded could not be better conduced. Julia Kim (Client Success Manager) was very clear, communicative and made the whole beaurocracy seems simple (and trust me, I know how Germany can be very beauroucratic). I'm very happy with the service provided by the team and even happier that I got my money back earlier than it was planned.

Read on

5 out of 5 stars

AUG/19/2025

Refunded sooner than expected

I discovered Germany Pension Refund researching online, yet didn't personally know anyone who had used their services. Any initial apprehension quickly faded as Christian made the process seamless and reliable. I received my refund sooner than expected! Thank you! Will be recommending to others.

Read on

5 out of 5 stars

FEB/09/2025

Excellent customer service

Excellent customer service. Everything went according to the plan.

Read on

​​✉️ Need Help or Have Questions?

 

Try our free eligibility calculator or contact our Berlin team anytime—support in German or English

Die nachstehenden Informationen gelten für australische Staatsbürger, die zuvor in Deutschland gearbeitet und in das deutsche Rentensystem eingezahlt haben.

Helping Brazilian expats claim German pension refunds safely and easily since 2015.  
950+ verified five-star reviews.  
Berlin-based. 100% English, German, and Portuguese support.

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